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  OCTOBER 2008  
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WAYS TO INVEST IN GOLD  by

 Dan Pipitone 		10/5/2008 at 20:23
Gold is always considered as a good investment instrument, especially against high inflation rates and economic problems. What make this precious metal a good investment instrument is its relative price stability and almost constant growth rate over time. More over allocating a portion of your portfolio to gold ensure diversity of your portfolio and a hedge against portfolio risks arising from price volatility.

There are many different ways, including both are direct and indirect, available for invest in gold. Every method have their own merits and demerits and there are many factors to be considered before adopting to any of the way, including your portfolio size, risk tolerance, risk capital involved, investment experience and active portfolio management strategies you are following. Some popular ways of investing in gold are mentioned here with there merits and demerits.

1. Purchasing Gold Bullions.
Include investing in certified and standardized gold coins and gold bars. The idea is simple, you will get the yellow metal worth the amount you paid and should offer you profit when you sell that after some time. You will have direct ownership of the precious metal. But demerits include insurance and storage costs. Inflation and price change can produce worse effects on your investments.

2. Jewelry
This is a very good way of investing in gold only if you are crazy about these art pieces. From an investor’s point of view, who wants portfolio growth, investing in gold jewelry is a costly option. Jewelry items are often far more priced than underlying metal value. ...
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MAKING MONEY WITH OFFSHORE BANKING - WHY AREN’T YOU?  by

 Frank D. Miller 		10/5/2008 at 20:22
One of the best things the individual investor can do is start looking for ways of making money with offshore banking. Offshore banking gives you an opportunity to gain independence from your domestic country and allows you the ability to tap into the global market. The broad capacity of global market opportunities means greater chances to find wealth. Many developing countries are eagerly searching for investment dollars and offer great rates of returns for your money. By using an offshore bank as a vehicle, you can take advantage of these situations ranging from ways to protect your assets through asset protection trusts to ways to earn more money through offshore mutual funds or an offshore forex account to name a couple. However, these are just a few ways of making money with offshore banking. Here, are a few others that are very popular with investors:

A wealth of investment options:

Making money with offshore banking can be very easy when you consider the wide variety of investment options that are available to you once you use an offshore bank account. By opening an offshore bank account you are no longer handicapped by the rules and regulations of your home country with the exception of its tax laws. What this essentially means is that you are now free to invest in other countries’ companies, stocks, bonds, offshore mutual funds, currency through an offshore forex account and other investments. In addition, you can asset protection trusts to help shield your profits from creditors. The ...
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THE DEATH OF THE EFFICIENT MARKET HYPOTHESIS  by

 Graham Summers 		10/5/2008 at 20:21
This year has already proven to be one for the record books in several ways. To summate we’ve seen:

An end to the investment bank business model
An end to any delusions of the "free market."
An end to the dollar (this will take some time to play out).
An end to the notion of regulatory bodies as protecting shareholders.
We’re adding a new chapter to this book or horrors this week with the end of the "efficient market theory" (EFT).

If you’re unfamiliar with EFT, it basically assumes that at any time the market has already discounted the knowledge of its participants. Thus, at any moment the market is presenting the real "value" of a business based on all there is to know about it.

The EFT really holds no sway over anyone with a brain. It’s largely upheld today by academics. However, this week is the final nail in the coffin for anyone who believes the market has any clue how to discount anything.

The issues that are unfolding today- the collapse of Fannie Mae, investment banks, AIG, etc- have been staring everyone in the face for months if not years. It was obvious that investment banks were overleveraged and essentially insolvent. I knew it. Anyone who looked at their balance sheets knew it. The talking heads and "analysts" who called a bottom in financials were either liars or idiots- neither of which inspire confidence.

Yet, today investors are "stunned" and "surprised" that investment banks and other financial firms are going under. They’re surprised that the stock ...
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WHY ARE INVESTORS DUMPING IT FOR TREASURIES?  by

 Graham Summers 		10/5/2008 at 20:20
Throughout this year I’ve been pounding the table that this financial crisis would be worse than most investors expected. Frannie and Lehman have finally produced a 1-2 punch that even the most delusional perma-bulls can’t ignore.

However, in the ensuing panic, investors have been indiscriminately selling everything-and I mean everything-but bonds. It’s at times like these that the linear relationships followed by Wall Street trading models are clearest.

And nowhere are they clearer than gold.

Gold is both a storehouse of value and a commodity. However it is the latter quality that has dominated gold trading recently as investors dump the precious metal along with soybeans, copper, and other commodities.

But gold isn’t really a commodity; not like sugar or coffee, anyway. Gold doesn’t have a utilitarian purpose-other than jewelry which is dubious in its usefulness. No, gold is a currency. It is a storehouse of value.

But tell that the droves of lemmings pushing it down along with nickel, wheat and the like. Gold has fallen nearly 10% from $820 to $740 in the last two weeks. And it’s done this at a time in which economic announcements have been HORRIBLY dollar negative.

Consider that the US Treasury just put us all on the hook for several trillion dollars’ worth of liabilities with Fannie Mae and Freddie Mac. As you know, the two mortgage giants have more than $5 trillion in mortgages on their balance sheets. They’ve already admitted roughly $1.2 trillion of this is in subprime or Alt-A mortgages. If these firms are anything ...
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DO YOU KNOW YOUR INVESTMENT STYLE?  by

 Scot Elton 		3/15/2008 at 19:01
Being familiar and sticking to your own style of investing will help you make more methodical choices instead of taking unnecessary and uncalculated risks. It really boils down to three different styles of investing and those styles describe your risk tolerance. The three investment styles are conservative, moderate, and aggressive.

If your risk tolerance is low then you will probably be sticking around the conservative or moderate risk investments. If you don’t mind taking higher risks then you would be an aggressive investor investing in stocks such as penny stocks. Remember, it is also your financial goals that dictate what style of investing you fall into. Conservative investments are usually long-term investments with a return that accumulates over years rather than over night like some penny stocks.

Retirement goals can be associated with conservative and moderate risk investments. However, if you have a goal to buy a house or a car using investment gains then you’ll most likely be involved in more aggressive investments.

Those who fall in the conservative investment category usually want to maintain the money they initially invested. This means they’re usually happy and comfortable investing so long as the investment never dips below the money they initially invested. Common stocks and bonds are usually preferred by this type of investor. Also, using savings accounts or CD bank accounts can fall into the conservative style.

If you feel you are a moderate risk investor then you will probably invest half of your available funds into conservative investments for safety sake and ...
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ARE COMMODITIES THE NEXT INVESTMENT BUBBLE?  by

 Chuck Gibson 		3/15/2008 at 19:00
I have heard it said that in a bubble, the price of the hot item affects the economy more than the economy affects the price of the hot item. While this was true during the past two bubbles (internet/technology stocks of the late 1990’s and early 2000 and housing) does this hold up with the current sector shift into commodities? Could we be witnessing the formation of the next bubble?

Before we get ahead of ourselves, it is a good idea to determine what classifies a "bubble." A bubble can be loosely defined as when excess resources, capital and financing are being poured into a specific hot investment as compared to other capital investments. There are differing types of bubbles, but James Montier did a good job of categorizing them:

1. Greater fool theory - higher prices are willing to be paid as long as there is someone else to buy it from them - speculative

2. Fundamental analysis - investors err by extrapolating that past returns will continue indefinitely into the future

3. Fads - investors succumb to pressure to conform to the majority’s view (social and psychological factors)

4. Informational - prices deviate from the fundamentals because investors assume they have hidden information that supports higher prices

Additionally, if you take a look at both of the most recent bubbles mentioned above, you can see a consistent pattern emerging from their formation to the eventual bursting:

- Bubbles usually start because of rotational ...
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3 KINDS OF INVESTORS  by

 Christine Vidal-wachuku 		3/15/2008 at 18:59
An investor is someone who puts his money into something with the aim of deriving a benefit or profit from it. When it comes to investment there are three kinds of investors:

1. Foolish investors
2. Average Investors and
3. Wise investors.

The foolish investors are people who invest all their money in their wants and desires. They are out for the latest shoes, designer this and that even when they have little money. They hardly know what it means to delay gratification. All they know is that they must have what they desire and crave for NOW, so they simply invest in that. Of course such things bring no returns. They principally purchase liabilities rather than assets. It may be better to pause here and define liabilities and assets because many are of the impression that assets are items we spend money to buy while liabilities are debts or items that are not useful to you. This may not be entirely true.

Assets are simply items we possess that bring in more money for us while liabilities are items that take our money from us. For instance, if I own a car that I use personally it is a liability because it takes away money from me in terms of maintenance to keep it in top form to have it serve me optimally. But if I use this same car as an airport taxi it becomes an asset because it brings in more money on a daily basis. When the foolish investors attempt to ...
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INVESTING FOR BEGINNERS  by

 James Mcinnes 		3/15/2008 at 18:59
Investing your money is a good way to put it to good use for your future. This means that you need to invest wisely, and you will need to learn all you can before you start. There are many different ways to go when you start out, but here are some tips to help you save money as you start investing it.

Learn From the Experts

As you start out in the investing world, you want to make sure that you are doing so as an informed investor. These are the only kind that make any money in the long run, and you want to be sure that you are one of them.

Many books are available in your library on the subject, as well as much information can be found online. Be sure to do more than just a little reading, because only knowing a little will most likely be of little profit. The more you know the more you can profit from being able to make the right choices.

Know How to Trade

Knowing how to trade will save your investment money as much as possible and enable you to make a profit from it. Study the tips available from professional day traders and online investors, as well as the well-known traders like Warren Buffett. Their tips are invaluable when to comes to making a profit, or knowing when to sell or buy stock, or other investments, too.

Trading effectively and safely means that you will need to learn all the terms that apply ...
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THE BIG LIE ABOUT THE US DOLLAR  by

 Allen Landis 		1/15/2008 at 11:51
Do you think that the U.S. dollar is as good as gold? Think again. The dollar has not been backed by gold since 1971 when Nixon shut the gold window and formally took the dollar off of the gold standard.

Why did he do it? Because the Federal Reserve was printing so much money that the value of the dollar was falling against the price of gold and foreign governments could redeem their dollars, which we were sending overseas, for gold.

The value of the dollar has dropped over 95% since 1913. That drop has accelerated in recent years due to the increase in the amount of currency in circulation. Want proof? Look at the price of gold and oil. With the price of oil hovering around $100 a barrel, we are assured of higher gas prices this spring and summer. And this week gold hit an all time high.

If you price oil in gold, you will find that oil currently costs the equivalent of 1/8 of an ounce of gold. Just about exactly what it cost in 2001. If the dollar is still as good as gold, oil would cost us around $30 a barrel, the same price that we paid in 2001.

And what about home prices? If we priced homes in gold instead of dollars, the American home would be cheaper today than five years ago. Same thing with medical costs, food costs, just about anything that you buy on a regular basis.

So, what is the point of all of ...
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INVESTORS ONLY - WELCOME TO THE BIG BUY LOW  by

 Steve Selengut 		1/15/2008 at 11:49
Every correction is the same, a normal downturn in one or more of the Markets where we invest. There has never been a correction that has not proven to be an investment opportunity. You can be confident that the Federal Reserve, as hypnotized as it is with keeping inflation under control, is not going to cause either a financial panic or a prolonged recession with tight money and high interest rate policies. While everything is down in price, as it is now, there is little to worry about. When the going gets tough, the tough go shopping.

Every correction is different, the result of various economic and/or political circumstances that create the need for adjustments in the financial markets. In this case, the overheated real estate market took a breather; an overdose of bad judgment among lending institutions produced a major hangover; and a damn the torpedoes Stock Market, propelled by demand for speculative derivative securities (ETFs), and Hedge Funds is finally falling back to more earthly levels.

The reality of corrections is one of the few certainties of the financial world, a reality that separates the men from the boys, if you will. If you fixate on your portfolio Market Value during a correction, you will just give yourself a headache, or worse. None of the fundamental qualities that made your securities "Investment Grade" just six months ago---when your Market Value was at an All Time High---have changed. Very few (if any) interest payments or dividends have been cut. Only the ...
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Blogs

Ways to Invest in Gold

 Making Money With Offshore Banking - Why Aren’t You?

 The Death of the Efficient Market Hypothesis

 Why Are Investors Dumping it For Treasuries?

 Do You Know Your Investment Style?

 Are Commodities The Next Investment Bubble?

 3 Kinds of Investors

 Investing For Beginners

 The Big Lie About The US Dollar

 Investors Only - Welcome to the Big Buy Low

 Earn Maximum Profit From Your Investment

 Clean Technology Investing

Basics To Start Profiting From Your Investing

 Dwindling Dividends - Investors Pay Attention

 Bricks for Bucks - It Is Definitely Time To Invest In Gold

 The Fundamentals of Stocks

 Investing for Retirement

 The Truth About Bad Credit Unsecured Credit Cards

 Bad Credit? Lawsuit Funding May Help

 Finding the Right Forex Broker

 Who Is Involved In Online Stock Trading?

 How Much $$ Do I Need to Retire?

 Small Cap Stocks, Small In Market Value, Big In Returns

 Hedge Funds – 3 Reasons Why You Can Profit from Them

 How to Protect Yourself from HYIP Frauds

 Buying Cheap Gold

 Investing - Economic Value Added

 Investing - Buy and Hold Strategy

 Investing - Assess A Company’s Valuation

 Investing - Financial Ratio

 Advisory Services

 Low Risk Investments – With Big Growth Potential

 Can Annuities Help You?

 Personal Finance – A Quick Introduction to Three Money Generating Instruments

 Should You Be Investing In Oil

 Ten Investment Trends for the Future

 Investment vs. Trade

 How to Choose the Right Investment

 The Important Role Of Brokers

 Parity

 Put Option

 Two kinds of Options are Calls and Puts

 Options Basics

 Investor’s Responsibility When He is Alone in the Market

 Gold and Its Changing Value to the World

 Evaluating A Money Manager

 Why the Rich Keep Getting Richer

 Why Do We Need To Invest?

 Is Tax Lien Investing For You?

 Economic Factors Stimulating the Self Directed Investment Market

 Real Estate Investment Clubs: How To Get Started

 Return on Assets is the Hit by Pitch of Investing

 Successful Portfolio Management

 A Good Forex Trading System And Its Main Characteristics

 Trading Systems

 he 5 Most Common Investment Vehicles

 What is the Right Kind of Mortgage for You ?

 SIPP – The Best Route to Freedom

 Investment via Annuities

 Arbitrage Trading or E-currency E-currency?

 Swim With the Current

 What is the Best Type of Investment?

 Why Do We Need To Invest?

 The Price Wave - Forecasting With Cycle Analysis

 Annuity 101

 Breakouts and Resistance

 Is Tax Lien Investing For You?

 Take the First Step on the Property Ladder

 Real Estate Investment Clubs: How To Get Started

 Return on Assets is the Hit by Pitch of Investing

 Diversify Your Portfolios

 What Diversification Is, and Why It’s Important

 Investment Properties

 Golden Situations

 Defending Wealth Against the Great Enemy: Inflation

 The Investment Challenge: Selling When Stock Prices Are Rising

 Gold Investment - 2006 Is Another Year Of Big Rally

 5 Tips To Make More Money With Financial Spread Betting

 Sometimes You Need To Wear Two Hats

 Early Distributions from Retirement Plans

 Simplified Employee Pensions

 Retirement Tax Havens

 Great Idea - Lousy Name

 Playing the Stock Market with Gold and Silver

 How to Prioritize Your Retirement Investments

 Brain Snappers and Other Wall Street Nonsense

 Stock Market Leaders and Laggards

 The Realities Of Market Timing

 Are You An Investment Dummy Like Me?

 Overbought/Oversold

 Justify Social Security ... Don’t Save for Retirement

 Short Selling for Investors

 Maniac Investment

 High Volatility Investments

 Selecting Rules for Investing and Trading

 Trading Systems

 Just Say ’NO’ to Your Stock Broker

 Building The Foundation For Wealth

 How to Setup a Profitable Trading Business

 Investing Offshore for Retirement

 Asset Location – Increase Investing Returns & Reduce Your Taxes

 Understanding The Real Rate of Return!

 How to Analyze the Veracity of Investment Newsletters

 Value Investing

 Evaluating A Money Manager

 5 Ways To Protect Your Bond Portfolio From Rising Interest Rates

 Why the Rich Keep Getting Richer